Archive for January 31st, 2008

January 31, 2008: 6:50 pm: adminMiscellaneous

Do you feel tense and anxious at work? Do your co-workers and/or boss make you crazy? Is your personal life less than blissful? If so, you’ve got stress. If you’re like most people you’ve sought refuge from this situation by trying a quick fix or two like calling a friend, walking the dog, or going away for the weekend in an attempt to escape it all. While these strategies may serve as temporary diversions, nothing in your life changes when you return to your routine.

Stress is internal, which explains why it can wreak havoc on your health. It feels awful…it’s the sense that you’re not in control. The easiest way to mitigate its effect is to take charge of the one and only thing you have the power to control…YOU, and let go of what you can’t control. The beauty of this recipe is that by taking control of your life, external or outside things will change in response to your internal changes. Here are 10 steps to destress for your present and future:

1. Heal yourself.

Dr. Bruce McEwen, who wrote The End of Stress As We Know It, suggests that eliminating stress comes right from your grandmother’s journal. He says the most effective steps you can take are the simplest: exercise, a healthy diet, regular sleep, moderate to minimal alcohol intake, and no smoking. This, he notes, is the most sophisticated, up to the minute, cutting edge science available!

2. Get organized.

Physical clutter reminds us of things that need to be done and that’s stressful. Remove your physical clutter and you’ll eradicate your mental clutter, plus you’ll feel energized. Please go to http://topten.org/public/AG/AG306.html for a simple organizing solution that will work on any space.

3. Set boundaries.

Boundaries act as a filter to keep you safe from the hurtful behavior of others while allowing in the love, support and nurturing actions we all need. Set your boundaries by: (a) determining what others cannot do to you or in your presence and (b) sharing this information respectfully with anyone who is stepping over one of your boundaries.

4. Take time for yourself.

Put together a list of all the things you love to do but haven’t regularly made time to do. Put your list in priority order and enter the top five to seven items into your daily calendar. Your list may include things as simple as journaling, reading a great book, taking a bubble bath, yoga, etc. You’ll be more successful getting to these activities when you give them a time and place on your calendar.

5. Be positive.

William James, the father of modern psychology said, “The greatest discovery of my generation is that man can alter his life simply by altering his attitude of mind.” In other words, what you say and what you tell yourself impact the present and create your future. Love yourself and use the power of positive words, pleasing thoughts and affirming beliefs to live the life you want to live.

6. Work in a career you love.

If you’re like most people, you spend the majority of your waking hours at work. You’ll know you’re in the right profession when: you wake up anxious to go to work, you want to do your best daily, and you know your work is important.

7. Surround yourself with a supportive community.

You are who you spend time with. Hang out with people who love and accept you just the way you are, are interested in you (not what you can do for them), lift you up (not wear you down), solve problems quickly, don’t gossip or complain, and know how to have fun. Anything is possible with the right support.

8. Learn to say, “No.”

We’ve all been influenced by people in our life who tell us we should do this or we ought to do that. As a result, we may end up living a life that others have decided for us versus living the life we want. So, the next time you think of something you ought to do or someone else suggests you should do, take a breath and ask yourself if it’s something you want to do. If not, just say, “no” or “no thank you.” When you say no to things you don’t care to do, you are saying yes to you and this will free up your time and energy for the things you choose to do. Bottom line - you’ll be happier.

9. Zap tolerations.

A toleration is something that irritates you and drains your energy because it needs to be done, fixed, removed, or changed. If you’re like most people you may be tolerating 100 or more things! Put together a list of all the things that bug you, e.g. a dripping faucet, money concerns, your weight, shopping and running errands, not enough time, computer files out of control, your hair, a room that needs to be painted, etc. When your list is complete, group like items and see if one solution will eliminate multiple tolerations. For example, if you have piles of clothing in each bedroom, dirty windows and dust bunnies on your floor, hiring a housekeeper will zap all three tolerations. Line up a housekeeper, today. Then, commit to spending a chunk of time each week to zap your other tolerations. If you have a toleration that you don’t have the skill or know-how to fix, consider calling an expert or seek out a skilled professional to trade services with.

10. Get your needs met.

A “need” is not an option, it is something you must have to function fully. It is differentiated from a “want” in that a want is optional. Unmet needs can drive you to distraction and worse. Determine what needs you have that aren’t being met, if any, and then take the appropriate action to get them fulfilled. Example: If you’ve taken a big hit and are going through a career transition, ask a good friend to call you two or three times a week to check in with you and give you support. Other options include calling your own voice mail and leaving supportive messages or hiring a coach who specializes in career transitions. When you acknowledge and satisfy your needs, you will be free to focus on other areas of your life.

If you want to be happier and more successful, focus on the things you have the power to control.

EzineArticles Expert Author Pam  Woods

Pam N. Woods is co-author of a bestselling book, Create the Business Breakthrough You Want: Secrets and Strategies from the World’s Greatest Mentors; endorsed by Ken Blanchard and Dr. Stephen Covey. She is a Coach U graduate and President of Smart WorkLife Solutions, a coaching and consulting company devoted to co-creating customized solutions to fit clients business and personal organizing needs. Prior to founding her own firm she had a successful 20+ year career as an insurance executive and Vice President of Human Resources. For more free how-to articles and advice, or to contact Woods, visit http://www.worklifecoach.com.
Copyright 2004 - Pam Woods

: 6:14 pm: adminThe Technology Way

Cost of compliance with new FSA regulations can now be reduced

The additional cost of compliance with the new FSA (Financial Services Authority) regulations for insurers can now be contained thanks to Accounting Products (www.cleverdocs.co.uk) enhanced customer relationship/document management software CleverDocs for IFAs.

Accounting Products document management system - CleverDocs for IFAs - has already substantially reduced operating costs for Denyer Insurance by streamlining many of the processes for compliance, sales, customer interaction and document management. Denyer, which pioneered commission-free life, critical illness, pensions and general insurance, sold via the internet, is the first IFA to incorporate the enhanced software. CleverDocs for IFAs helps ensure this by improving productivity across all aspects of an IFA business:
• Compliance
• Business Management
• Relationship Management
• Document Management
• IFA Intelligence

Compliance
Comprehensive client and policy registers
Fact find recording
Terms of business agreement status
Logged communications with providers and clients
Business Management
Financial Services and General Insurance
Commission statements can be retrieved by time and/or providers
Renewal commission forecasting
Commission tracking at IFA, insurer and even client level
Reduced administration
Greater responsiveness
Business Intelligence
Relationship Management
Client policy history and status is available on-line
Authorised agents have access to documents
Automated communications with clients when policy status changes
Standard letters can be created and sent automatically
Document Management
All communications scanned and accessible on line
Documents can be filed against providers, clients and policies
Documents can be filed against any number of clients and policies
Thumbnail view of documents available for quick reference or
Documents can be opened and printed, emailed or faxed from the screen

IFA intelligence
Comprehensive policy register
One or multiple parties to a policy
One or multiple lives to assure
Policy extensions
Key dates available on policy records (Application, Acceptance , On-risk)
Reasons (Letter, Objectives, Risk Attitude)
Policy numbers (internal and provider)
Status policy application with compliance/sales process
Advice and policy history available

From 2005 the new FSA regulations will demand increased transparency and compliance auditability. Simon Hill, Managing Director of Denyer says “while creating a new way of selling insurance, it became apparent that we also had to transact our business in a new way. The cost of dealing with paper has always been a key factor in operating a paper based business. The creation of CleverDocs has allowed us to automate many processes. From an initial interest on our website through to policy acceptance and follow-up we have been able to make the most of our key processes to become paperless and yet retain the feel, as far as clients are concerned, that we are looking after their needs in a traditional manner.”

CleverDocs was created on time, on budget and, after three years’ continuous operation, without a single failure”. He continued “after we implemented CleverDocs and went live, we were able to immediately transact more business and release staff to do more productive work. We also had one place for customer records, quotes, policy documents, e-mails, correspondence etc. With this system in place, everything became accessible at the touch of a button”.

About the author:

Sarah Seddon Marketing/PR Manager for Accounting Products Ltd, telephone: 020 7043 7108
Email sarah.seddon@accountingproducts.co.uk
Main website: www.accountingproducts.co.uk

Simon Hill, Managing Director, Denyer Insurance
Website: www.cleverdic.co.uk

Note to editors: Accounting Products Ltd, founded in 2001, provides specialist and tailored software such as free software for GL, AP, AR, supply chain management, light manufacturing, warehouse management, call centre management, voicemail, voicemail to e-mail, remote worker support, CMS and VoIP. Accounting Products also offers document management systems, bank reconciliation, cash forecasting and control, as well as consulting. Clients include Axa, Mace, UPP and Denyer Insurance.

: 12:31 am: adminThe Technology Way

Free Satellite TV or Cable: Does it Really Matter? By Paul M.
Nelson (765 words)

As the big shots of the satellite TV industry do on-air battle
with the giants of cable tv, you may have already found yourself
wondering. does it really matter? I mean, aren’t we talking
about different techno-roads to the same place here? Six of one,
half dozen of another? For Pete’s sake, I just want to watch the
game!!

I’m going to let the cat out of the bag right away here - I’ve
actually found an unequivocal answer to this very important TV
question: satellite is beating the snot out of cable every day
of the week. Ok, so now that I’ve let you in on my subtle bias,
let me lay out for you why satellite is eating cable’s lunch and
sending the cable guys into boardroom frenzies. (For additional
technical info on the differences between the two
technologies/services, send me an email with “sat vs. cable” in
the subject line to: pm_nels@yahoo.com and I’ll send you the
links you’ll need).

Lets first talk about where they both compete evenly. Both cable
and satellite offer lots and lots of programming-including local
channels. Oops. that apparently is where the similarity ends.

How do they compare in regard to technology and delivery?

With satellite TV, your favorite shows come straight from the
satellite (out in peaceful, quiet space) to your dish/tv. Pretty
simple. The cable company, on the other hand, has to first
acquire the signal from a satellite themselves (surprise!), then
they must snake it through miles of fragile ‘cable’ until it
arrives at your TV. Here’s my point: storms, wayward
construction crews, landscapers, and car accidents among other
things, can all inadvertently knock out your cable. My local
cable company has almost always got a nice disclaimer on their
tech support hotline referring to some weather disaster
resulting in ‘interruption of service’ to some portion of your
region, and that they are working as fast as possible to correct
the problem (and call hold times may be lengthy as a
result-GREAT!).

Here’s the good news for satellite TV customers: there are no
storms, wayward earth movers or landscapers in SPACE! The cold,
hard truth is that cable tv viewers experience MORE service
problems, not fewer (contrary to what those finger-pointing
cable industry advertisements say) than their satellite viewing
counterparts. If you’re not convinced, just poll ten of your
friends or neighbors with cable tv, and then another ten with
satellite and see how many reception and “interruptions of
service” problems they report. I promise you the satellite
customers are far less concerned about “the weather” than their
cable watching neighbors.

You’re also going to get more for less with satellite, hands
down. Most satellite providers offer DVRs (along with free
satellite installation for multiple rooms) as standard
equipment, where most cable companies treat DVR as an upgrade to
nickel and dime you with (along with a list of other fees the
cable industry will get you with) .

And that leads me to the next big issue in the cable-satellite
face off. In a word: competition. Satellite has actually got
some. As a TV consumer, I just love a market economy, don’t you?
Your local cable company competes with the satellite industry,
but not with anyone else. The satellite TV industry is filled
with many small and large wholesalers that must compete with
each other as well as with the cable industry. This creates the
competitive economic conditions among satellite dealers that
allow for things like. that free equipment I mentioned, free
installation, free premiums, etc that cable tv providers just
don’t feel compelled to (or just can’t) offer. Here are just a
couple of representative examples of competitive satellite
providers I work with, that give away the store to gain a
customer:

http://url123.com/znvm3 http://url123.com/znurp

All other factors being equal (and they really are), the TV
battle boils down to technology delivery, and
competition-period. And shrewd consumers are beginning to choose
satellite over cable tv in big numbers, and you can expect to
see this trend causing more and more panic in the cable industry
in the coming years. So to all you cable watchers out there. is
that a thunderstorm moving in on the horizon?…